Which of the following is NOT a characteristic of Medicaid?

• A. It is state-federal funded
• B. It covers only elderly individuals
• C. It serves low-income individuals and families
• D. It is administered by states

Answer: (B)

The characteristic that Medicaid does not possess is that it covers only elderly individuals. Medicaid is designed to provide health coverage for a broad range of individuals, including low-income families, individuals with disabilities, elderly individuals needing long-term care, and children. While Medicare specifically serves the elderly population, Medicaid is much more inclusive and aims to support those with limited financial resources across various age groups and circumstances.

Medicaid operates as a state-federal partnership, receiving funding from both levels of government, which enables it to assist a diverse population. Additionally, each state has the authority to administer the program, meaning it can tailor its Medicaid services to its specific population’s needs, but within federal guidelines. This flexibility is crucial for addressing the varying healthcare needs of low-income individuals and families, which further clarifies why Medicaid is not limited to just the elderly.